Spring 2025

Hello VIPs!

It’s been a while—Happy Spring! With the clocks moving forward, we’re enjoying longer, brighter days, and a little extra energy that comes with the season.

Spring is the perfect time for a fresh start—whether it’s tackling some Spring cleaning, getting more organized, or (everyone’s favorite) tax season. While taxes aren’t exactly exciting, they are important! When preparing your returns, be sure to ask your tax professional whether contributing to an IRA or another tax-deferred account could benefit you. It might lower your tax rate now and provide additional income for your retirement.

Market Update

This quarter, the stock market has faced some challenges, largely due to uncertainty around economic policies—especially tariffs—which has made investors cautious. Analysts continue to assess market trends, highlighting potential opportunities in various sectors. While there are positive indicators, uncertainty remains. At VIP, we encourage our investors to stay the course unless significant life changes warrant adjustments. Remember, we’re always just a phone call away if you have any questions.

Welcome Diane Liberman!

We’re thrilled to welcome Diane Liberman to Valley Investment Planning! With over 35 years of experience in the industry, she brings a wealth of knowledge to our team. Diane will be based in Poughkeepsie, and we’re so excited to have her on board!

Wishing all our VIPs the very best—until next time!

Renee